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More about me, and more about us...

March 10th, 2007 at 02:00 pm

I thought this would be a good entry to further explain why and how we do what we do with our money. One of the main reasons that we are able to save so much (in relation to how little we make) is that we have no car loans. Granted, they may not be new or nice, but they are paid off and they get us from point A to point B...which is to say that they get the job done.

Another reason we are able to save 15% of our pre-tax income towards retirement and 25% of our after-tax income towards our dreams is that we are not big spenders. Saving money is a big priority for both my husband and I. The little things you buy can (and do) add up over time. So I'm not willing to sell my dreams for a lot of little things.

4 Responses to “More about me, and more about us...”

  1. Ima saver Says:

    Good for you!!

  2. creditcardfree Says:

    Good job!! It helps that some of our funds are not taxable such as housing allowances and BAS, too.

  3. KEALINA Says:

    sounds great... my DH and i can be like that too... we save a lot of our income because we are willing to "sell" our dreams either...

  4. Amber Says:

    Nice post, you are so right little things do add up. And I drive an old 89 toyota camry in which none of my friends really rides in but it gets thejob done..way to go Smile

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